Citation:

Tri Kartika Pertiwi, Riko Setya Wijaya. "Macroeconomic Analysis and Financial Performance to NonPerforming Loans of Commercial Banks in Indonesia" International Research Journal of Economics and Management Studies, Vol. 2, No. 4, pp. 826-828, 2023.

Abstract:

The research objectives, among others, are to know the influence of macroeconomics and performance finance on Nonperforming Loans at commercial banks in Indonesia. This research uses secondary data, namely the time series data that is obtained from the Central Bureau of Statistics and Statistics Indonesian Banking from 2010 to - 2022. The analysis used in the study is multiple linear regression. The variables used, Gross domestic product (GDP), BI Rate Interest Rate, Inflation Rate, Loan to Deposit Ratio (LDR), Return On Assets (ROA) and Net Interest Margin (NIM), Non-Performing Loans ( NPL) as variables bound Based on results analysis obtained that is macro the economy which influences GDP and the BI Rate interest rate for all performance finance no influential to Non-Performing Loans.

References:

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Keywords:

Non-Performing Loans, BI Rate Interest Rate, Inflation Rate, Loan to Deposit Ratio, Return On Assets, Net Interest Margin.