Citation:

Eka Autantika, Dwi Asih Surjandari. "The Effect of Digital Banking Capital Ratio, Efficiency Ratio, and Liquidity Ratio on Banking Financial Intermediation" International Research Journal of Economics and Management Studies, Vol. 3, No. 2, pp. 1-8, 2024.

Abstract:

From 2019 to 2021, this study looks at how digital banking, capital ratios, efficiency ratios, and liquidity ratios affect Indonesian banking financial intermediation. The secondary data used in this study came from yearly reports found on the official Indonesia Stock Exchange websites, www.idx.com and www.sahamok.com. A total sample, sometimes known as a census, is made up of every member of the population. The analysis tool Econometric Views (EViews) version 9 was used to examine this study. Panel data regression using the Random Effects Model is the research methodology employed. The study's conclusions suggest that the financial intermediation of banks is impacted by digital banking, capital ratios, efficiency ratios, and liquidity ratios.

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Keywords:

Digital Banking, Capital Ratios, Efficiency Ratios, Liquidity Ratios, Financial Intermediation.