Citation:

Maddasani. Prasanthi, Dr. P. Srinivas. "Measuring Microfinance-Based Women Entrepreneurs and their Impact on the Livelihood of Women: A Study of Nellore District in Andhra Pradesh" International Research Journal of Economics and Management Studies, Vol. 3, No. 4, pp. 53-59, 2024.

Abstract:

The Self-Help Group Bank Linkage Programme (SHG-BLP) has emerged as a pioneering initiative in fostering financial inclusion by integrating the Self-Help Group (SHG) approach with banking operations. This study investigates the transformative impact of entrepreneurship within microfinance-based SHGs on livelihood patterns. Utilizing primary data from 500 participants in Nellore district, Andhra Pradesh, the study reveals significant positive changes in employment, financial control, social behavior, household financial participation, skill enhancement, interaction with officials/members, and banking awareness post-SHG participation. Findings underscore the role of SHGs in economic empowerment, improved financial management, social cohesion, and skill development. Recommendations include continuous investment in skill development, financial literacy, gender equality, and networking to amplify SHG’s impact on livelihoods and community development, thereby contributing to sustainable poverty alleviation.

References:

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Keywords:

Self-Help Group, Women Entrepreneurship, Livelihood Pattern, Skill Enhancement.