Citation:

Ade Muhammad Rayhan, Khristina Yunita, Tiya Nurfauziah. "Analysis of the Impact of Financial Literacy and the Use of Information Technology for MSME in Sungai Jawi Luar" International Research Journal of Economics and Management Studies, Vol. 3, No. 6, pp. 386-390, 2024.

Abstract:

Micro, Small, and Medium-Sized Enterprises (MSMEs) are critical to the Indonesian economy since they generate jobs and economic growth for the nation's workforce. The fast economic expansion is making MSME participants realize how important financial literacy and the use of accounting information technology are. The purpose of this study is to investigate how information technology use and financial literacy affect MSMEs' performance in Sungai Jawi Luar village. In west Kalimantan's kelurahan sungai jawi luar Pontianak City, the research was carried out at MSME. The research is of the quantitative kind. The methods of gathering data that are employed are observation, surveys, and literature reviews. The study population consists of 145 MSME actors who operate in Pontianak City's outer river, Jawi hamlet. These actors work in a variety of sectors and already use digital payment systems and social media to conduct their businesses. Sampling using a sample of sixty respondents using the Slovin formula. SPSS statistical techniques are used in the analysis process. The results of this study show that utilization of information technology and financial literacy both have an impact on MSME performance. The application of information technology and financial literacy have a simultaneous impact on MSME performance.

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Keywords:

Financial Literacy, Application of Information Technology, MSME Performance.