Citation:

Dr. Yashpal Singh. "Cost and Profitability Analysis of Canara Bank and Bank of India: A Comparative Study" International Research Journal of Economics and Management Studies, Vol. 4, No. 10, pp. 98-103, 2025. Crossref. http://doi.org/10.56472/25835238/IRJEMS-V4I10P113

Abstract:

This study is directed to assess the profitability and cost structure of two scheduled commercial banks using data released by the Reserve Bank of India. For analysing banks, various statistical methods, such as mean, standard deviation, coefficient of variance, maximum, and minimum value, have been used. The study revealed that the cost of funds for the selected banks was different, since the cost structure was different for the same work, which means operational efficiency was different. In other words, Bank of India was found to be a little better than Canara Bank, but as far as profitability was concerned, Canara Bank was found to be far better than Bank of India.

References:

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Keywords:

Operating Profit, Net Interest Margin, Cost of Fund, Return on Assets, and Return on Equity.