The Effect of Financial Literature on the Growth of Msmes in Financial Inclusion Mediation

International Research Journal of Economics and Management Studies
© 2023 by IRJEMS
Volume 2  Issue 1
Year of Publication : 2023
Authors : Ratnawati
irjems doi : 10.56472/25835238/IRJEMS-V2I1P119


Ratnawati. "The Effect of Financial Literature on the Growth of Msmes in Financial Inclusion Mediation" International Research Journal of Economics and Management Studies, Vol. 2, No. 1, pp. 136-141, 2023.


In this study, we'll look at the connections between financial literacy and inclusion in the financial system, financial inclusion and business growth, and financial literacy and inclusion-mediated company growth. The owner of MSME Batik in Malang City is the subject of this study, which employed the path analysis technique (path analysis). The census method, also known as complete enumeration, in which every member of the community is sampled, was the sampling technique used in this research. According to the test findings, financial literacy affects financial inclusion, financial inclusion affects the growth of MSME, and MSME growth affects financial literacy. Financial inclusion can reduce the effect of financial literacy on SMEs.


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Financial Literacy, Financial Inclusion, MSME Growth.