Citation:

Dr. Sanjoy Kumar Sarker, Md. Ahsan Kabir, Mithun Bairagi, Md. Feroz Khan "A Comparative Study on the Financial Performance of Selected SCBs and PCBs in Bangladesh" International Research Journal of Economics and Management Studies, Vol. 2, No. 1, pp. 189-203, 2023.

Abstract:

For evaluating and making judgments about the financial soundness and health of banks, financial ratio analysis is used as an essential technique by using the information of financial statements to management, customers, borrower, depositors, investors, government, and other regulating authorities, etc. of banks. This study aims to measure the overall financial performance and to highlight the comparative status of the financial performance of selected banks during the study period; so that used Liquidity measurement ratio, Solvency measurement ratio, profitability ratios, and financial efficiency and productivity ratios. Based on all analysis parameters for a financial performance measure, the ABL is best performed, followed by RBL, SBL, and JBL, respectively, among selected SCBs comparatively. In contrast, the NBL is the best performer, followed by DBBL, BAL & IBBL, respectively, among selected PCBs from 2011-18. Finally, the selected PCBs' financial performance is comparatively better than the selected SCBs. However, both selected SCBs and PCBs' overall financial performance was below satisfactory / weak during the study period.

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Keywords:

Financial Performance, Financial ratios, Liquidity, Solvency, Profitability, Efficiency.